The Jacksonville housing market in November has weakened compared to last year with the median home price around $388,950 — down 2.2% from last year. Homes for sale in Jacksonville* now spend an average of 76 days on the market, and nearly 43% sell below asking price, giving buyers more negotiating power.
Just a few of the 754,314 Veterans we've helped get into homes.
6,083 Veterans in the Jacksonville, FL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Dennis M. | U.S. Army
Liroy G. | U.S. Marine Corps
Lisa J. | U.S. Navy
Rashiid N. | U.S. Army
Donald J. | U.S. Marine Corps
Robert B. | U.S. Marine Corps
Raymond H. | U.S. Armys
Jacksonville Metro Housing Market in November 2025
Median Days on Market
76 days
Homes are staying on the market 0.67% longer than last month.
Average Listing Price
$559,234
Average home prices are down 1.57% since last month.
Active Listings
8,828 homes
Number of houses on the market are down 2.29% since last month.
Homes in the Jacksonville region sell at a moderate pace.
43% of listings reduced price last month.
2,530
New listings
Down 6.5% from last month
8,828
Active listings
Down 2.3% from last month
VA Loan Market Share
19.4% of originations last year were VA loans.
6,820
Sold last year
1/5
Were VA loans
Jacksonville Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the Jacksonville area is 5
The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the Jacksonville Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The Jacksonville metro median income is $77,044.
Explore Jacksonville Area Neighborhoods
See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in Jacksonville over time.
Month
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Listing Price
$367,450
$372,995
$379,950
$397,450
$409,999
$430,473
$442,475
$429,900
$420,448
$407,500
$400,000
$397,500
$386,990
$380,292
$389,950
$399,700
$410,000
$426,376
$438,998
$435,000
$427,500
$424,900
$425,000
$412,000
$407,697
$404,950
$410,000
$415,000
$420,000
$422,558
$424,000
$419,000
$409,850
$399,000
$397,750
$394,000
$384,500
$385,000
$388,098
$399,000
$399,995
$405,000
$408,995
$408,495
$399,000
$394,500
$388,950
Month
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Active Listings
2,414
2,167
1,880
1,753
2,024
2,676
3,405
4,402
5,170
5,595
5,869
6,068
5,908
5,403
5,065
4,789
4,498
4,446
4,716
4,827
4,961
5,271
5,678
5,967
5,951
5,751
6,209
6,636
7,158
7,541
7,997
8,366
8,349
8,533
8,553
8,581
8,138
8,049
8,493
9,001
9,676
9,893
9,965
9,767
9,352
9,035
8,828
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Median Days on Market
51
50
38
36
29
29
30
34
41
47
54
60
67
76
65
54
52
48
45
50
49
50
51
53
61
66
51
47
51
50
52
57
61
65
70
72
78
74
66
57
57
60
67
72
74
75
76
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Hotness Score
54.682274
62.374582
49.331104
42.307692
45.150502
44.481605
47.157191
39.799331
37.458194
37.123746
26.086957
27.591973
36.287625
36.120401
34.782609
35.785953
30.100334
27.926421
30.602007
25.250836
28.595318
28.929766
29.264214
33.110368
35.451505
42.809365
46.153846
34.949833
26.086957
23.244147
18.896321
18.896321
17.725753
18.394649
15.719064
14.882943
17.892977
30.602007
32.608696
25.083612
20.568562
17.892977
17.725753
16.555184
18.729097
17.892977
19.565217
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for six of the last nine years.
More VA purchase loans than any other lender for the past nine consecutive years
Over the last five years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
Before touring homes, VA buyers should have full preapproval and be ready for out-of-pocket costs like earnest money, the inspection and appraisal. In Jacksonville, neighborhoods like Oakleaf Plantation and Fleming Island are great fits for NAS Jax families, while Northside offers newer homes and an easy commute between Mayport and the airport.
Veronica B.Veterans United Network Realty Agent
In Jacksonville, a VA offer can absolutely compete when backed by strong communication and lender support. Offers are more likely to stand out when listing agents understand the loan can close quickly. It also helps to have a second or third favorite home in mind, since not every seller is open to negotiation.
Stacy Y.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.
I had an absolutely fantastic experience with Veterans United. Every process we went through and had to endure went very smoothly. I had quite a few hiccups throughout the process of trying to close on two houses, but the team did an excellent job of getting me through all of it.
Carlo C. | Navy
Verified Customer
The entire team at Veterans United was amazing. They patiently assisted us through every step of the process and addressed every question and concern we had along the way.
Lee A. | Army
Verified Customer
I recently completed my latest home purchase with the help of the amazing team at Veterans United, and I couldn’t be more pleased. From start to finish, every single team member added value to the process and made this experience one I will never forget.They were professional, knowledgeable, respo...
Robert B. | Marine Corps
Verified Customer
Everything works well and I received great assistance during the whole process.
Ernesto V. | Navy
Verified Customer
VU is a great mortgage company. Very helpful, knowledgeable and friendly.
Michael T. | Army
Verified Customer
Awesome team! Very helpful they were able to close earlier than we planned and it was a great experience.
Michael B. | Army
Verified Customer
IMHO, I would employ others to take advantage of this Company. I couldn't be more satisfied. It was like ordering a full meal from soup to nuts and walking away very satisfied. Thanks to all of you concerned.
Dennis Maxwell.
Dennis M. | Army
Verified Customer
Both my reps, Tyson and Brandon were always updating me and with constant help to make sure everything was done right.
Danilo C. | Marine Corps
Verified Customer
VU worked wonders for me. Josh and Meghan (The Dream Team) worked with me and my Not-So-Great credit to get my family in our dream home. They remained patient and professional thru out the entire process. Can’t thank them enough for all the hard work.
Hillman J. | Army
Verified Customer
Thank you guys for getting our dream home you guys rock ❤️. Thanks everyone from Veterans United you have made my dreams become a reality.
Jose T. | Army
Verified Customer
Our experience with Tommy Purk was nothing short of fantastic. My fiancé and I cannot fully begin to express our gratitude for his and Thomas Sutton’s services. Tommy and Thomas managed to exceed all of our expectations and are truly rare gems in this field. It’s not often that you work with a ...
Sarah M. |
Verified Customer
Katy and Amy were great in getting every To-Do item to me via email very promptly. All moved along smoothly, as everyone worked as a team. Very nice people as well!!!!
Great communication.
Allison E. | Navy
Verified Customer
Mike and his crew were nothing short of amazing in every detail, every step of the way. Could not recommend more highly!!!!!
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
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