Home Buyers
Article Archives - Real Estate
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6 Tips for Finding a Great ContractorMost homeowners hire a contractor at some point or another, whether it’s to remodel the kitchen, construct a shed, or just handle an assortment of smaller projects around the property. -
A Closer Look at the VA Amendment to ContractContracts to purchase homes often come with appraisal contingencies. These protect would-be buyers if the VA appraisal determines the home is worth less than what they agreed to pay.
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VA Loans & Age-Restricted CommunitiesHousing communities and developments with age restrictions have been around for decades. These are often gated developments or retirement communities with clubhouses, pools and other communal facilities, and typically at least one person in the household must be at least 55 years old.
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VA Loans & For Sale By Owner (FSBO) HomesNot all buyers will have a real estate agent to market their home. Purchasing a For Sale By Owner (FSBO) property can be an attractive option for many VA home buyers.
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Using a VA Loan for Manufactured Homes or Modular HomesManufactured and modular homes are an attractive option for many VA borrowers, but they often come with hurdles. They will need to meet minimum property requirements and other guidelines specified by the lender. Some lenders may not be willing to finance these homes.
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8 Things to Lookout for During Your Final Walk-ThroughThe last thing you want as a homebuyer is to realize your new home has extensive issues and needs repair. Here are 8 things to look out for when conducting the final walk-through on your home.
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How VA Buyers Can Pay for Appraisal RepairsIt's not uncommon for issues to arise during the VA appraisal process. This doesn't automatically mean the purchase deal will go down the drain. There is flexibility regarding who can pay for these repairs.
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Key Contract Contingencies for VA Buyers to ConsiderContract contingencies are in place to protect prospective VA buyers from the unknown.
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5 Tips for a Great Virtual Home TourVirtual tours are more critical than ever with open houses and in-person home tours on hold across much of the country because of the coronavirus. Here are five tips to help VA buyers get the most from remote showings during this unprecedented homebuying season.
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VA Loans and Credit Score Minimums: What All Buyers Need to KnowMost lenders are guided by credit score minimums. For VA home loans, VA lenders often look for a score of 640 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.
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VA Loans & Hawaii Water Catchment SystemsRainwater catchment systems are typically a no-go with the VA loan. However, in Hawaii, these systems are common and may meet the VA's appraisal guidelines.
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How To Grab Your VA Refinance Before Rates Climb AgainThinking of a VA Refinance? Don't lollygag. Low rates won't be around forever. Learn how to obtain a VA Refinance loan before rates climb.
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Is a VA Loan Cheaper Than Other Loan Options?Is a VA loan cheaper than other loans? With lots of low-cost perks, VA loans have a good shot at being the cheapest way to buy a home.
