Future Homeowners
Tips and advice to help Veterans and military families get the most from homebuying
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Buying a Condo With a VA LoanBuying a condominium with you VA home loan benefit is a great option. However, there are additional requirements that differ from purchasing a single-family residence or a multiunit complex.
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Debt-to-Income (DTI) Ratio Guidelines for VA LoansVA lenders will take a deep dive into your finance to determine if you are eligible for a VA home loan. One of the most important metrics is the Debt-to-Income (DTI) Ratio.
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5 Common Reasons Homes Fail The VA Loan AppraisalThe VA loan appraisal process ensures your future home meets VA loan requirements. Make sure you know what VA appraisers look for before inspection time.
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3 Ways Your Child Could Directly Impact Your VA LoanDid you know your child could have a direct impact on your VA loan approval? Kids are expensive. Learn 3 ways they can impact your mortgage approval.
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How Discount Mortgage Points Work on a VA LoanPurchasing discount points on a VA loan can be a good investment for Veterans looking to lower their interest rate.
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Complete List of Property Tax Exemptions By StateMost states offer disabled Veterans property tax exemptions, which can save thousands each year depending on the location and the Veteran's disability rating.
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Do You Know These 5 Minimum Property Requirement Pitfalls?Is your potential future home up to code? Learn the 5 most common VA home loan minimum property requirement (MPR) issues and how to deal with each one. -
VA Loans vs. FHA Loans: Should You Save Your VA Eligibility and Go FHA?FHA loans have become increasingly popular. But most qualified military borrowers will save more money and enjoy greater buying power using a VA loan. -
VA Fixed vs. Adjustable-Rate Mortgages – Which Loan is Best for You?But VA ARMs can make financial sense for Veteran buyers in some cases. The key is understanding the benefits and drawbacks of adjustable-rate loans, along with your own tolerance for uncertainty and risk.
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13 Key Documents to a Speedy VA Loan ApplicationIf you've got a VA home loan on your mind, you can prepare for your application and speed through the process by getting your paperwork organized. -
Getting a VA Loan More Than OnceReusing your VA loan benefits is definitely possible. Here we cover how that works and the two levels of entitlement – basic and bonus.
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Should You Get Mortgage Term Insurance?New homeowners often get solicitations for mortgage term insurance. Here's what you need to know.
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Getting a VA Loan With Marijuana IncomeWithout major changes to federal drug laws, Veterans whose income relies heavily or solely on the production or sale of marijuana will likely remain in limbo when it comes to using their VA loan benefit.
